Do you accept insurance for acupuncture treatments? What type of insurance?
Yes! Jinhee Yoo Acupuncture does accept health insurance for acupuncture. We are registered with Empire Blue Cross/Blue Shield, Aetna, Cigna, United Healthcare and Oxford. Once your coverage is confirmed, we do all the work. We bill your insurance company directly, so you don’t have to worry about claim forms or getting reimbursed.
Are you in-network or out-of-network for acupuncture?
Jinhee Yoo is in-network with Empire Blue Cross/Blue Shield (BCBS). We are registered with the FDNY to treat firefighters, EMTs and Paramedics with FDNY insurance. Both Dylan and Jinhee are out-of-network providers for Aetna, Cigna, United Healthcare and Oxford. There aren’t any in-network providers for Aetna, Cigna, United Healthcare and Oxford, so this won’t affect your coverage.
Will insurance cover my acupuncture sessions at Jinhee Yoo Acupuncture?
The only way to know for sure if your insurance covers acupuncture is to check. Use the Contact Us form or call the clinic at (212) 863-9223 to submit your insurance information so we can check your benefits. We’ll let you know if your insurance covers acupuncture typically within 1 or 2 business days. When we check your insurance coverage, we will also find out if you have a yearly limit on visits, co-insurance, and a co-pay. We’ll also find out if you have a deductible and what its status is.
What information do you need to check my insurance coverage?
We need your full name, your date of birth, the name of the primary insured and his/her date of birth, insurance plan name, your member ID, and your group number. You can submit that information in the form on the Contact page or call the clinic at (212) 863-9223.
What is co-insurance? What’s a co-pay? What’s a deductible?
Not all insurance plans have co-insurance, co-pays or deductibles. Each plan is unique, which is one of the reasons why we have to check each and every plan, even if you already know your insurance covers acupuncture.
Co-insurance is the portion of an acupuncture bill that your insurance provider asks you to pay to Jinhee Yoo Acupuncture directly. If you do have co-insurance, it’s usually around 10-20% of the allowed charge for acupuncture. Your co-insurance is determined after your insurance company pays Jinhee Yoo Acupuncture, so it’s a fee you pay later, not at the time of your visit.
A co-pay is a set fee that you pay at each visit. Some insurance plans have a co-pay for the first visit only. Others have a co-pay at each visit.
Your annual deductible is an amount of money the insurance company requires you to pay out-of-pocket before your insurance starts covering healthcare costs, like acupuncture treatment. Some plans have small deductibles and others large. It’s totally dependent on the insurance plan’s policy.